Page 10 - Sparta A4 Product Flyers March 2020

Personal Accident, Helmets and Leathers What is not insured?
Insurance
The policy does not provide cover for:
This product is available to UK residents only, and cover is
provided in the event of injury, or damage to motorcycle
clothing, as a result of a road traffic incident involving a • The amount of any excess that you will need to
motorcycle owned and ridden by the Insured Person. pay for claims.
• The use of a private passenger vehicle for hire
What is insured? or reward, racing, competition, track-days,
rallies, trials, speed testing or for any purpose
in connection with the motor trade
• Accidental bodily injury which, within 12 months, is • Suicide, intentionally inflicting self-injury, while
the sole cause of death or permanent injury.
sane or insane
• Hospital benefit of £100 per day, up to £3,000, in • Any loss or damage due to war, warlike
the event of you being hospitalised due to an operations, invasion, act of foreign enemy,
insured accident.
• Emergency dental treatment up to £250, as a result hostilities (whether war is declared or not), civil
war, rebellion, revolution, insurrection, military
of an insured accident. force or usurped power, confiscation, the
• Motorcycle clothing (including your helmet) up to release or escape of weapons of mass
£1,000, lost or damaged during an insured accident. destruction, or any other similar event û Any
claim directly or indirectly caused by or arising
Are there any restrictions on cover? from terrorism.
• No cover applies for incidents occurring outside the
United Kingdom.
• Cover for motorcycle clothing (including your
helmet) is subject to a maximum of £500 any one
article, pair or set of articles.