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2016/17 Benefits Overview






             All Savers


                    •       Voluntary Medical






             Guardian: Open enrollment on all Guardian plans. No change in premiums,

             except decrease for dental.
                    •       Voluntary Dental

                    •       Voluntary Vision

                    •       Basic Life & AD&D
                    •       Voluntary Life

                    •       Short-Term Disability

                    •       Critical Illness
                    •       Accident











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