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Technical Information


         A Word About This Benefits Guide


         This  benefits  guide  describes  the  highlights  of   by the IRS as a “specific fringe benefit plan” under
         McLarty Automotive Group’s  benefits  program          IRC s.6039 (D). The Plan is also governed by Internal
         and various coverage options. Your specific rights     Revenue Code Section 125. Plan participants
         to benefits under the plan are governed solely, and    are entitled to certain protections and directions

         in every respect, by the official plan documents,      for recourse in the event of mistreatment by the
         and not the information in this benefits guide. If     Plan,  its  sponsor,  or  administrator.  Since  these
         there is any discrepancy between the description       protections are essentially the same as federal
         of  the program  elements as  described in this        law,  this  Statement  of  Rights  is  published  here
         document or other materials you receive and the        for your information. The employer identification
         official plan documents, the language in the official   number assigned to McLarty Automotive Group is
         plan documents shall prevail as accurate. Please       47-4708714.  You should refer to these numbers

         refer to the plan-specific documents published by      in any correspondence about the plan.
         each of the respective carriers for detailed plan
         information. You should be aware that any and all      Plan Year
         elements of McLarty Automotive Group’s benefits        This  Benefits  Guide  outlines  the  benefits  which
         program  may  be  modified  in  the  future,  at  any   apply to the plan period October 1, 2017 through
         time,  to  meet  legislative  or  compliance-related   December 31, 2018.
         requirements, or otherwise as decided by McLarty
         Automotive Group.                                      This Benefits Guide is only a high-level summary.
                                                                For complete descriptions of McLarty Automotive

         McLarty Automotive Group is required to provide        Group  benefits,  please  refer  to  the  certificates
         you certain protections administered by the            of  coverage  (plan  documents)  for  each  carrier.
         Internal Revenue Service and the United States         If there are any discrepancies between this
         Department of Labor. This benefit plan is classified   Benefit Guide and the plan documents, the plan
         by the Department of Labor as a “welfare plan” and     documents shall prevail.

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