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2017 Employer Paid Coverages



         Basic Life and Accidental Death and Dismemberment



         •     QuesTec provides a $20,000 Basic Life and $20,000 Accidental Death and Dismemberment
               policy for all full-time employees while employed.





         Short Term Disability (STD)


         •     Short-term disability is an employer provided benefit for a full-time employee while employed at
               QuesTec.
                                                            .
         •     STD benefit covers 60% of your salary to a maximum of $750 per week for 11 weeks.
                                            th
         •     The benefit starts on the 14  day of disability for illness, and 14  day for an accident.
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         Long Term Disability (LTD)


         •     Long-term disability is an employer provided benefit to cover until age 65 – standard ADEA for a
               full-time employee while employed at QuesTec.
         •     LTD benefit covers 66.67% of your salary to a maximum of $6,000 per month.
         •     The benefit starts on the 90  day of disability.
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