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Stage 4:                                                                         Your home, your way



                                                                                                                                                        Ready to build






                                                                                                                                                                                                                                         Plan your build




                                                                                                                                                        After your loan is formally approved and all construction
                                                                                                                                                        and loan documentation is held by us, we’ll send you and
                                                                                                                                                        your builder a commencement letter – this is our formal
                                                                                                                                                        approval that construction can commence and you can
                                                                                                                                                        start building your home.                                                       construction loan   Finalise your




                                                                                                                                                        Key steps when you’re ready to build your home               18


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                                                                                                                                                        Stages of building                                           18                  a
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                                                                                                                                                        Variations to Building Contract                              18                  b
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                                                                                                                                                                                                                                         R  Ready to build




                                                                                                                                                                                                                                        and repayments   Managing your build









                                                                                                                                                                                                                                         Enjoy your new home








                                                                                                                                                                                                                                         Additional resources


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