Page 113 - Suri’s - NCDRC ON LIFE INSURANCE 2017 V1.3

Suri’s - NCDRC ON LIFE INSURANCE 2017 113

ROL, NAKA, ANDHERI (E)
MUMBAI
MAHARASHTRA
2. BIRLA SUN LIFE INSURANCE CO. LTD.
BRANCH OFFICE SRIGANGANAGAR,
NEWAR PUNJAB NATIONAL BANK
GOSHAALA ROAD,
SRIGANGANAGAR
RAJASTHAN

Versus
1. ARVIND KAUR
W/O. LT. SHRI INDERPAL SINGH, R/O. 3,
N-BLOCK
SRI GANGANAGAR
RAJASTHAN ...........Respondent(s)

BE-
FORE:
HON'BLE MR. JUSTICE V.K. JAIN,PRESIDING MEMBER

For the Peti- Mr. Prateek Kasliwal, Ad-
tioner : vocate

For the Respon- Mr. Ankur Gupta , Ad-
dent : vocate

Dated : 13 Jul 2017
ORDER
JUSTICE V.K.JAIN, PRESIDING MEMBER (ORAL)
Late Shri Inderpal Singh husband of the complainant/respondent obtained
an insurance policy from the petitioner company in his lifetime. He having died on
25.03.2009, about four months after obtaining the policy, the complainant/respondent,
she being her nominee, submitted a claim for payment of the benefit in terms of the
insurance policy taken by her husband. The claim was repudiated vide letter dated
15.06.2009 which to the extent, it is relevant, reads as under:
th
―This has reference to the claim dated 25 May 2009 submitted by you for the
benefits under the policy. The above policy was issued on the basis of an applica-
th
tion for insurance dated 30 November 2008 by Mr. Inderpal Singh (the ―Life As-
sured‖) on his own life. In the said application for insurance, the Life Assured
had replied in the negative to question No. (IX) (A) 5 (a), (D) 2 (a), (b), (c) and 3

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