Page 120 - Suri’s - NCDRC ON LIFE INSURANCE 2017 V1.3

Suri’s - NCDRC ON LIFE INSURANCE 2017 120

Material fact - Pension - Proposal form submitted by the father of the
complainant, Mahabir Singh before the OP Insurance Company shows that he
had mentioned in the column, „nature of duties‟ that he was a pensioner and
his source of income was pension and that he was getting Rs. 65,000/- per an-
num as pension - On the other hand, it is amply made clear that Mahabir
Singh was retired from the Haryana Roadways in the year 2008, because of
his weak eyesight and that he was not drawing any pension - Complainant
had nowhere contradicted the version given by the OP Insurance Company
that the life assured was not a pensioner - It is evident, therefore, that it was
the duty of the life assured to provide truthful and correct information to the
Insurance Company at the time of filling up the proposal form - The conten-
tion taken by the complainant that the form was filled by an agent, does not
provide him any benefit, because it has not been denied that the said form was
submitted by the life assured under his own signatures.

Material fact - Concealment - The contention taken by the complainant
that the proposal form was filled by an agent, does not provide him any bene-
fit, because it has not been denied that the said form was submitted by the life
assured under his own signatures.

NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION
NEW DELHI

REVISION PETITION NO. 3182 OF 2012

(Against the Order dated 26/06/2012 in Appeal No. 1871/2010 of the State Com-
mission Haryana)

1. KUNWAR PAL
S/o Mahabir Singh S/o Mehru R/o Village and
Post office Bidhal, tehsil Gohana
Sonepat
Haryana ...........Petitioner(s)

Versus
1. CEO, SAHARA INDIA LIFE INSURANCE
CO. LTD. & ANR.
Sahara India Centre, 2 Kapoorthala Complex
Lucknow - 226024
U.P
2. Branch Manager, Sahara India, Life Insur- ...........Respondent(s)

INDEX