Page 128 - Suri’s - NCDRC ON LIFE INSURANCE 2017 V1.3

Suri’s - NCDRC ON LIFE INSURANCE 2017 128

AMRITSAR - 132001
PUNJAB
3. THE ZONAL MANAGER, LIFE INSUR-
ENCEC O OF INDIA,
NORHERN ZONAL OFFICE, JEEVAN
BHARTI, CANNOUGHT CIRCUS
NEW DELHI - 110001

BE-
FORE:
HON'BLE DR. B.C. GUPTA,PRESIDING MEMBER
HON'BLE MR. DR. S.M. KANTIKAR,MEMBER

For the Peti- Mr. Ankur Bansal, Advocate
tioner : and

Mr. Vipul Aggarwal, Advo-
cate

For the Respon- Ms. Manisha Tyagi, Ad-
dent : vocate

Dated : 21 Feb 2017
ORDER
DR. S. M. KANTIKAR, MEMBER

1. This revision petition has been filed under Section 21(b) of the Consumer
Protection Act, 1986 against the impugned order dated 27.11.2012 passed by Punjab
State Consumer Disputes Redressal Commission, Chandigarh in first appeal No. 1281
of 2008.
2. The relevant brief facts to dispose of this revision petition are that the peti-
tioner/complainant, Smt. Ranvir alias Ranbir Kaur‘s husband Mr. Kamaljit Singh took
an insurance policy covering death claim of Rs. 2 lakh from the LIC of India/the OP
on 28.4.2002. The insured was hale and hearty, not suffering from any disease but
unfortunately, he expired on 12.1.2004 during the hospitalization in Munni Lal Cho-
pra Hospital, Amritsar. The wife as a nominee of the deceased life assured (DLA)
filed a claim with the OP/LIC but it was repudiated on the ground that deceased life
assured (DLA) was suffering from chronic liver disease for about 1 ½ years prior to
his death. He intentionally concealed it while taking the policy. Hence, against the
unjust repudiation of claim, the complainant filed a complaint before the District Fo-
rum, Gurdaspur.
3. The District Forum after considering the pleadings and evidence allowed
the complaint and directed the OP to pay insured sum alongwith interest from the date

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