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Suri’s - NCDRC ON LIFE INSURANCE 2017 33

Critical illness policy - Angioplasty - Critical benefit clause in the insurance
policy, came to the conclusion that Angioplasty was not covered as an additional
benefit under the critical illness benefit - On reading of clause (B) of the note de-
fining critical illness, so far as heart ailment is concerned, critical illness benefit
has been extended under the policy for critical coronary heart by-pass graft sur-
gery and the clause specifically provides that balloon angioplasty, laser or any
catheter based procedures are not covered under the critical illness benefit.

NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION
NEW DELHI

REVISION PETITION NO. 1071 OF 2017

(Against the Order dated 25/01/2017 in Appeal No. 195/2016 of the State Com-
mission Punjab)
1. HARDEEP SINGH
S/O. SHRI GURDEV SINGH C/O. M/S.
HARGOBIND KHETI STORE SHOP NO. 1,
NABHA ROAD, BEER AMLOH, TEHSIL AM-
LOH,
DISTRICT-FATEHGARH SAHIB
PUNJAB ...........Petitioner(s)

Versus
1. ICICI PRUDENTIAL LIFE INSURANCE
COMPANY LTD. & 2 ORS.
THROUGH ITS BRANCH MANAGER,
HAVING ITS BRANCH OFFICE AT 3RD
FLOOR, CITY TOWER G.T. ROAD, KHANNA
TEHSIL KHANNA,
DISTRICT- LUDHIANA
PUNJAB
2. ICICI PRUDENTIAL LIFE INSURANCE
COMPANY LTD.,
THROUGH ITS BRANCH MANAGER,
HAVING ITS BRANCH AT BASSI ROAD,
SIRHIND TEHSIL AND
DISTRICT- FATEHGARH SAHIB
PUNJAB
3. ICICI PRUDENTIAL LIFE INSURANCE
COMPANY LTD., ...........Respondent(s)

INDEX