Page 94 - Suri’s - NCDRC ON LIFE INSURANCE 2017 V1.3

Suri’s - NCDRC ON LIFE INSURANCE 2017 94

misinformation.
11. From the facts and circumstances of the case, it is, therefore, evident that the
allegation of concealment of material information about the health condition on the
part of the deceased is not established from record. The judgements cited by the
learned counsel for the petitioner do not have any application in the present case, as
the charge of suppression of material information from the Insurance Company does
not stand proved.
12. In the given facts of the case, it is abundantly clear, therefore, that the com-
plainant is entitled only to get the sum insured under the policy i.e. Rs. 1,52,728/- and
not the sum insured under the riders i.e. accident benefit cover and dreaded disease.
The orders passed by the consumer fora below are, therefore, modified to say that the
complainant shall be entitled for a sum of Rs. 1,52,728/- from the Insurance Company
alongwith interest @ 9% per annum from the date of death till realisation. The said
payment shall be made by the Insurance Company within a period of four weeks from
today. The present Revision Petition is, therefore, partly allowed and the orders of
the consumer fora below are modified as stated above. There shall be no order as to
costs.

......................
DR. B.C. GUPTA
PRESIDING MEMBER

INDEX