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DECLARATION




       IN WITNESS WHEREOF the Parties hereto have set their seals hereunder
       at the place and on this day first mentioned herein above.


          SOLEMNLY AFFIRMED AND DECLARED
          by the within named Borrower

          1.  Ranjeet Kapil Sharma          RSharma

          2.  Sheetal Ranjeet Sharma       SSharma






       SIGNED AND DELIVERED by the within    For Mo a Engineering Pvt. Ltd.
       named Borrower Motta  Engineering Pvt.
       Ltd. through its authorized director Mr./
       Mrs/ Ms. Arvind Motta
                                             Director





       SIGNED AND DELIVERED by the with-     For S & S Enterprises
       in named Borrower S & S Enterprises
       through its authorized Partner Mr./
       Mrs/ Ms. Sameer Chaudhari             Partner




       SIGNED AND DELIVERED by the with-     For Rajguru & Sons
       in named Borrower Rajguru and sons
       (HUF) through its Karta Mr./ Mrs/ Ms.
       Rajguru Singh                         Karta





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