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Loan Agreement


        Below is for Partnership firm

        SIGNED AND DELIVERED by the within      For S & S Enterprises
        named Borrower

        S & S Enterprises through its autho-
        rized Partner Mr./Mrs/ Ms. Sameer       Partner
        Chaudhari


       Below is for HUF
       SIGNED AND DELIVERED by the within        For Rajguru & Sons
        named Borrowe

       Rajguru and son                           Karta
       through its Karta Mr./Mrs/ Ms Rajguru Singh


       Below is for Proprietor firm
       SIGNED AND DELIVERED by the within      For Maitri Consultancy
       named
        Borrower Maitri Consultancy through its
        the proprietor Mr. /Ms  Shilpa Shinde   Proprietor


       SIGNED AND DELIVERED by the with-   For Piramal Housing Finance Limited
                                                   Capital & Housing
       in named Piramal Capital & Housing       Finance Limited
       Finance Limited, in its capacity as the
       Lender, by the hands of Pravin Sethe,   Authorized Signatory
       its authorized official.

        (Name of authorized official of PCHF should be stated here)
        Note: Sanction date captured in the loan agreement should be as per
        the original sanction letter. The other details like loan amount, tenure &
        ROI should be as per the revised sanction letter (If applicable). In case of
        re-credit, the date of sanction letter, loan amount, tenure & ROI should be
        as per the revised new sanction letter.


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