Page 9 - business kit print - V.5 17.9.18.

03 - Deviation GRID

Borrower age norms not met ZCM
Work Experience norms not met ZCM
Minimum income norms not met NCM
Borrower Geo limit norms not met NCM
Income - Property ownership norms not met ZCM
Caution Profile ZCM
Negative CIBIL of Seller RCM

Nil credit history of income contributor RCM
Employees of Trust / Society / NGO NCM
Minimum education criteria not met RCM

Norms for employee of Pvt Ltd company not met RCM
PROFILE CIBIL Score less than 600 for any applicant / co-applicant ZCM
CIBIL Score is “0” ,“-1” or Score 1 to 6 of income
contributor RCM
Delinquency : Credit Cards : > 1 years but ≤ 3 years | s.t ACM
Clean Loan Track of 6 months in past 12 months
Delinquency : Credit Cards : > 1 years but ≤ 3 years |s.t
Clean Loan Track of 6 months in past 12 months not RCM
available
Delinquency : Credit Cards : ≤ 1 years RCM
Delinquency : Loan Tracks : > 3 years| s.t Clean Loan
Track of 6 months in past 12 months ACM
Delinquency : Loan Tracks : > 3 years| s.t Clean Loan RCM
Track of 6 months in past 12 months not available
Delinquency : Loan Tracks : > 1 years but ≤ 3 years | s.t
Clean Loan Track of 6 months in past 12 months ZCM
Delinquency : Loan Tracks : > 1 years but ≤ 3 years | s.t
Clean Loan Track of 6 months in past 12 months not ZCM
available

VERSION - 5 9