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Retirement income planning is very complex and it’s vital to have clarity,
         balance and focus when creating an income strategy.



         For those who are retired or nearing retirement, you may have questions or
         concerns about how you will generate predictable income to cover all of your
         needs and most of your wants.





         We’d like to introduce you to the Matrix Wealth Retirement Income Process:






                      Develop a Personal Economic Philosophy






         Many people are told what to think when it comes to money. We want to teach you
         how to think, and a good starting place is to develop your own Personal Economic
         Philosophy. Once you create your Personal Economic Philosophy, it acts like a Global

         Positioning System (GPS) to help guide you in the right direction.


         You're probably wondering how to create a  Personal Economic Philosophy. As a
         part of  this  report, you  will be  provided  a  Personal  Economic Philosophy
         worksheet. I can't tell you what to do; however, I can share my Personal Economic
         Philosophy with you.



         I want to build a wall of protection around myself and my loved ones that virtually
         nothing can penetrate. My goal is to protect against:



         Disability                               Law Suits                          Premature Death
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