Page 9 - Medicaid 101 - Family First Firm
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MEDICAID                                                                                                                                  NURSING HOME                                                     MEDICAID







                                                                                                                                                                          MEDICAID                                                    WAIVER
                         COVERAGE                                                                                                                                   This nursing home







                                                                                                                                                             Medicaid program is also                                  The Medicaid Waiver is a

                                                                                                                                                                known as Institutional                                 program that can pay for


                         Medicaid will serve as your secondary insurance                                                                                          Care Program or ICP                                     nursing care at home,
                                                                                                                                                                                                                        adult day care expenses
                         to your Medicare coverage. If you already have a                                                                                        Medicaid. This type of                                or the cost of an assisted


                         secondary then it can serve as your tertiary                                                                                       Medicaid helps to pay the                                             living facility.


                         insurance.                                                                                                                          monthly room and board
                                                                                                                                                                   expense at a skilled

                                                                                                                                                                       nursing facility.                                    In your home it can

                         If you are a Medicare recipient Medicaid will pay                                                                                                                                             provide you the option of


                         your Medicare Part B premiums, so you'll                                                                                            The Medicaid recipient is                                 part-time nursing care or


                         actually notice an increase in your monthly                                                                                        responsible for paying the                                 part-time adult day care.

                         social security payments. Medicaid will also                                                                                           "patient responsibility"                                    In an assisted living


                         assist you in paying for your prescriptions.                                                                                                each month. That                                          setting it will pay
                                                                                                                                                                 payment is generally

                                                                                                                                                                  going to be the total                                          approximately

                         Probably most important, Medicaid can help                                                                                            gross income less $130.                                    $1,100-$1,500 a month


                         pay for a nursing home care or an assisted living                                                                                        The State allows the                                    towards care cost in a


                         facility. It also can help pay for in-home medical                                                                                 recipient to keep the $130                                     Medicaid contracted


                         care or adult day care since Medicare does not.                                                                                         as a "Personal Needs                                             assisted living

                                                                                                                                                              Allowance" each month.                                                community.
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