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SOUND RETIREMENT | 54


               ADMINISTRATIVE FACTS



                Name of Plan          Sound Retirement Plan, formerly known as the Retail
                                      Clerks Pension Trust

                Plan Number           001

                Employer              91-6069306
                Identification
                Number

                Name of Trust         Sound Retirement Trust, formerly known as the Retail
                                      Clerks Pension Trust (see beginning on page 2, for
                                      additional details).

                Plan Sponsor          The Plan is sponsored and administered by a joint
                                      labor- management Board of Trustees. The Board of
                                      Trustees may be reached at:
                                      Board of Trustees of the Sound Retirement Trust
                                      c/o Zenith American Solutions
                                      201 Queen Anne Avenue North,
                                      Suite 100
                                      Seattle, Washington  98109-4896
                                      Telephone number:    (206) 282-4500
                                                           (800) 225-7620
                                      A complete list of the employers and employee
                                      organizations sponsoring the Plan may be obtained
                                      upon written request to the Trustees or may be
                                      examined at the Administrative Office.
                Type of Plan          Defined benefit pension plan.


                Plan Year             October 1 to September 30.

                Plan Contributions    The Plan is funded through employer contributions,
                                      determined through collective bargaining agreements
                                      between contributing employers and labor
                                      organizations and special agreements with the Trust.
                Plan Administration   The Plan is administered by the Board of Trustees,
                                      who have hired Zenith American Solutions, a contract
                                      administrative organization to operate the Plan day to
                                      day. The Plan Administrator can be reached at:
                                      Board of Trustees of the Sound Retirement Trust
                                      c/o Zenith American Solutions
                                      201 Queen Anne Avenue North,
                                      Suite 100
                                      Seattle, Washington  98109-4896
                                      www.soundretirementtrust.com
                                      Telephone number:    (206) 282-4500
                                                           (800) 225-7620
                Agent for Service of   Each member of the Board of Trustees is an agent
                Legal Process         for purpose of accepting service of legal process on
                                      behalf of the Trust. In addition, service of legal process
                                      may be made upon the Plan Administrator.
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