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87 | SOUND RETIREMENT



                       DEATH BENEFITS
                       If You are Married

                       As described under “If You Are Married,” beginning on page 38,
                       your surviving spouse will receive a death benefit equal to what
                       he or she would have received had you retired at the later of your
                       age at death or age 55 and selected the 50% spouse annuity.
                       One-half of your June 30, 2014 pension benefit under the Meat
                       Plan (determined using the Meat Plan’s actuarial factors for the
                       50% spouse annuity) will serve as a minimum death benefit for
                       your surviving spouse.

                       If You are Not Married
                       If you die, no death benefits will be paid.

                       REEMPLOYMENT AFTER RETIREMENT

                       If you retire and later return to work, under certain circumstances
                       your monthly payments will be suspended. Generally, the Sound
                       Plan rules described on page 49 will apply to your service after
                       June 30, 1982, except that the portion of your monthly benefit
                       based your Meat Plan service from July 1, 1982 through June 30,
                       2014 will not be suspended during the first two months of each
                       Meat Plan Year (July 1 to June 30) no matter how many hours you
                       work in those two months. Your Meat Plan benefits earned as of
                       June 30, 1982 will not be suspended.

                       QUESTIONS AND ANSWERS

                        Is my eligibility    No. In either case you will earn benefits under the
                        affected if I transfer   provisions of the Sound Plan, provided your transfer
                        from a position as   occurred on or after July 1, 2014. The only difference
                        a Meat employee to   will be to the regular pension amount you earn and
                        one as a Clerks or   your eligibility for disability, as described in this
                        Drug employee?       Appendix D.
                                             If your transfer occurred before July 1, 2014, you
                                             are subject to the rules of the Sound Plan (or Drug
                                             Plan if prior to October 1, 2008) in effect at the time
                                             of your transfer. If this applies to you, contact the
                                             Administrative Office for details.
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