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Retirement Connection Guide • 1-800-462-1316
Housing Housing Definitions:
Adult Day Care Programs offer a protective setting during the day for those who
cannot be left alone due to health care and social needs. The structured program within a
community setting offers: socialization, planned activities, care services, companionship, and
meals. Adult Day Care provides daytime respite for the caregiver who typically works, needs
time for other responsibilities, or simply to take a break. Some programs are designed for
older adults with dementia and/or physical limitations. Day Care programs in senior housing
communities that are listed in this guide must be able to accept non-residents to be included.
Adult Care Homes or Family Care Homes are private residences that
provide a home-like setting, and serve 6 or less residents. The caregiver may perform several
functions such as personal care, housekeeping, activities, and group meals. There are three
levels of Adult Foster Care Home licenses. The classification system is based on the level
of care the Adult Foster Home may provide to residents who live in the home as well as the
experience and training of the providers and their ability to assist residents with: personal
hygiene, mobility, eating, dressing, toileting, and behavior management. Residents may
require very light assistance or may be dependent with several care needs; it is best to ask
individual locations for their specific policies and license.
Assisted Living Communities are state regulated rental properties where six or
more residents may reside. Care assistance is available, including: medication management,
bathing, dressing, toileting, and eating. Some may be fully self-contained private living
units with a lockable door, private bathroom, and kitchenette facilities. Accommodations
are typically in a home-like setting and may range from a shared bedroom with a common
bathroom to private apartments with a kitchenette and a private bathroom. The fee schedule
is regular monthly rent along with additional fees for specific services and amenities.
Assisted living communities are best suited for individuals who want to remain as
independent as possible and who are able to direct their own care. Pricing can vary greatly
depending on the level of care provided and the size and amenities of each apartment.
CCRCs (Continuing Care Retirement Communities) also known as
Life Plan Communities, include a continuum of care from independent living, assisted
living, residential care, and skilled nursing services all on one campus allowing individuals
to live within the same community as their needs progress through the spectrum of care.
They typically offer the full selection of amenities associated with retirement living and an
endowment fee, in addition to a monthly maintenance fee, can be expected.
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