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GOVERNANCE

               CUSTOMERS’


               COMPLAINTS



               FEEDBACK




               access Bank is fully committed to its core value of

               ‘passion for customers’. the Bank prides itself on
               providing exceptional services to customers at all
               times. At the same time, given the number and
               complexity of financial transactions that take
               place every day, the Bank recognizes that there
               will inevitably be occasions when mistakes
               and misunderstandings occur. In these sit-
               uations, the Bank encourages customers
               to bring their concerns to its attention for

               prompt resolution. In addition, deliber-
               ate efforts are made to solicit custom-
               ers’ feedback on the Bank’s products
               and services.






                                                                     Complaints Channels
                                                                     In order to facilitate seamless complaints and
                                                                     feedback process, the Bank has provided various
                                                                     channels for customers. These include:
                                                                     •   24 hour contact centre with feedback through
                                                                         emails, telephone, SMS, livechat, social media
                                                                         etc.
                                                                     •   Feedback portal on the Bank’s website.
                                                                     •   Customer service desks in over 300 branches
                                                                         and toll-free telephone lines to the office of
                                                                         the Group Managing Director in the banking
                                                                         halls of key branches.
                                                                     •   Correspondence from customers
                                                                     •   The Voice of Customer Solution
                                                                     •   The Ombudsman desk
                                                                     •   Suggestion boxes in branches and surveys

                                                                     Complaints Handling
                                                                     We handle customers’ complaints with sensitivity
                                                                     and in due regard for the needs and understanding
                                                                     of each complainant. Efforts are made to resolve
                                                                     complaints at first level. Where this cannot be
                                                                     achieved, they are immediately referred to the
                                                                     appropriate persons for resolution. All complaints
                                                                     are logged and tracked for resolution and feedback


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