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access Bank   B.V.  170,898   (7,757)   -     163,141   (12,084)   151,057   433,441   -     72,641,947   -      -      -      4,319    -      -      -      -        73,079,707    -      -      -      72,592,084    -      60,674    41,673    -      385,276    73,079,707





                    access Bank   Investment in   RSPP   -      -      -      -      -      -      -      -      -      -      -  3,286,375        -      -      -      -      -        3,286,375    -      -      -      -      -      -      -      -      3,286,375    3,286,375






                    access Bank   Sierra Leone  949,130   (716,827)   (71,390)  160,913   (4,297)   156,617    3,189,614    -      -      442,252    -      4,082,549    476,666    -      408,520    39,440    168,936    8,807,979       787,165    5,637,268    -      -      -      -      477,233    -      1,906,313    8,807,979





                    access Bank   Gambia  930,033   (639,171)   (106,733)  184,129   (19,586)   164,544    1,850,740    -      -      1,011,580    -      6,332,347    197,067    -      845,655    102,207    -        10,339,595       -      6,389,283    82,930        -      -      7,331    686,957    -       3,173,092    10,339,595






                    access Bank   Zambia  1,742,976   (1,429,535)   (309,215)  4,226   (21,186)   (16,960)   7,748,129    -      -      4,580,996    -      2,211,138    2,484,113    -      734,526    100,736    432,094      18,291,733    1,245,861    12,947,085    -      -      95    -      642,039    -      3,456,653    18,291,733





                    access Bank   (R.D. Congo)  2,489,687   (2,036,649)   (1,095)  451,943   (15,897)   436,046     4,081,910    -    -        11,764,620        -      -    746,564    -      1,425,053       85,669   -    18,103,816    2,171,148    10,524,795    -      -      -      63,564    834,620    -      4,509,689    18,103,816
                The condensed financial data of the consolidated entities as at 31 December 2016, are as follows:



                    access Bank   Rwanda  2,734,273   (2,214,927)   (648,310)   (128,964)   (15,851)   (144,815)    12,843,280           152,386   -       12,888,097          -      1,390,502    354,956    -    733,065       -      -    28,362,286     -      22,459,781    211,019      -      -      (126,448)   614,869    1,848,571    3,354,496    28,362,286




                                                       -    -      -    -                     -
                    access Bank    (10,518,589)                                   195,270,393   146,112,643    195,270,393

                       Ghana  18,801,271   (3,697,655)  4,585,027   (2,560,584)   2,024,443    53,060,292    93,656,210      30,800,861     8,262,701    8,039,370        436,493      1,014,466    14,677,731   303,345      9,921    1,843,534    1,498,809    159,393    30,665,017


                                   -                          -       -     -                 -     841   -
                    The Access   Bank uK  8,563,021   (4,223,554)  4,339,467   (867,924)   3,471,543     206,090,386  105,115,705   90,553,072     23,316,245  1,668,759    98,390         320,219       427,162,776  261,480,316  119,243,361  51,382  607,272  1,998,068  43,781,536   427,162,776



              Condensed results of consolidated entities     Net impairment loss on financial assets    Statement of financial position as at 31 December 2016   Interest-bearing loans and borrowings





















              27 (d)     (i)    Condensed profit and loss  In thousands of Naira   Operating income    Operating expenses    Profit before tax    Income tax expense    Profit for the year   Assets    Cash and cash equivalents    Derivative financial instruments    Loans and advances to banks    Loans and advances to customers     Pledged assets     Investment securities     Other assets    Investment in subsidiaires     Property and equipment     Intangible assets     Def



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