Page 3 - MWFB Benefit Guide 1

FREQUENTLY ASKED QUESTIONS page 3

WHO CAN ENROLL IN BENEFITS?

Benefits are offered to all members of AAFBC and their Sales and Service Associates (referred
to as Staff). The Agent must be a member of AAFBC or agree to membership on the
enrollment form.
AAFBC Benefit Package
WHAT GROUP BENEFITS ARE AVAILABLE?

Long Term Disability Short Term Disability Life/AD&D
Critical Illness/Cancer Dental Vision
Excess Disability HealthAssist Telehealth

WHEN CAN I ENROLL IN GROUP BENEFITS?

Open Enrollment or within 90 Days of Hire Date. Newly Hired Agents and staff are Eligible for
benefits 90 days after Hire date. Long Term Disability (Agents) page 3
Each benefit has different enrollment guidelines which can be found within this booklet.

WHY SHOULD I ENROLL IN GROUP BENEFITS TODAY?
Short Term Disability page 4
• New Agents and staff have a one-time-only opportunity for GUARANTEED ISSUE (Agents)
coverage (no health or medical questions) in world class benefits
• Our Group Insurance Benefits cost less than individual policies
Excess Disability (Agents) page 5
HOW DO I ENROLL IN BENEFITS?

Go to www.aafbcbenefits.com, create an account, login and complete Steps 1-5 of the Short Term/Long Term page 6
enrollment process.
Disability (Staff)
HOW MUCH WILL I PAY FOR BENEFITS?
LIFE/AD&D page 7
To determine your monthly premium for each benefit, login to our website at
www.aafbcbenefits.com and enter step 1 information. Proceed to Step 3 and click on each
benefit to see your actual premiums. If you are not ready to enroll simply click on any tab at
the top and you can begin the enrollment process anytime. TELEHEALTH page 8

HOW DO I PAY MY PREMIUMS?

Premiums are paid monthly. Agents pay their premiums via automatic withdrawal directly from CRITICAL ILLNESS/CANCER page 9
a bank account along with any premiums for Staff benefits they want to provide for them. Staff
members pay their premiums via automatic withdrawal directly from a bank account.

HOW DO I LEARN MORE? HEALTH ASSIST - GAP POLICY page 10

Visit our website www.aafbcbenefits.com. Find Benefit Summaries, Policies, and more.
Join our monthly Webinars: Each month we host webinars to teach Agents and staff about
our benefits package, enrollment process and website. You can also call your sales executive, DENTAL page 11
Nicole Woods at 913-402-7591, nicole@mgcfirst.com or your account manager, Holly Vielhauer
at 913-402-7591 or email holly@mgcfirst.com.

VISION page 12

FAQ’S page 13

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