Page 25 - RFHL ANNUAL REPORT 2024_ONLINE

23

Dear Shareholders,
On behalf of the Republic Financial Holdings Limited Group During 2024, the Group continued to grow its sustainability
(RFHL) Board of Directors, our leadership teams and all of our capability and focus, ensuring that this remains a priority as
terrific RFHL team members, I am thrilled to share your Group’s we make strides in reducing our environmental footprint,
2024 Annual Report. Your Group has enjoyed an extraordinary improving energy efficiency, and supporting our customers
year. A year that showcased financial performance that through financing for sustainable growth. In line with this
highlights the quality of our most cherished asset, our team commitment, Republic Bank Limited hosted its inaugural
of over 6,000 people working with purpose and commitment, Sustainability Expo in Trinidad and Tobago on September
enabled by our ongoing digital transformation and our future- 13 and 14, 2024, featuring 126 exhibitors and attracting over
focused strategy, to deliver outcomes not previously seen 3,000 participants. The event was a success and provided a
within the Group’s long and distinguished history. Across platform for like-minded businesses and consumers to explore
the Group, our teams are enabling distinctive performance, innovative solutions aligned with the Group’s sustainable
sustainable value-led growth and overall, continuing to make finance practices and long-term growth.
our Group stronger and better.
As we look ahead, and as Nigel notes in his review, the global
Throughout this past year, the Group has made notable landscape remains uncertain, and the financial services
progress in implementing our strategic plan. By maximising industry is continually evolving. As a Board, we play a key
the value of our core business segments—retail, mortgage, oversight role in supporting the Group’s operating and financial
SME, and corporate markets—through the Group’s commercial strength and resilience, while at the same time ensuring that
excellence programme, we continue to optimise efficiency the risk management framework is robust and fit for purpose
and simplify the way the Group delivers performance. In for the ever-changing risk environment. We anticipate further
addition to this, we continue to strategically expand in the changes and challenges in the years to come, but we are
areas of insurance and wealth management. This value- well prepared to navigate those challenges and seize all
led growth approach has enabled us to solidify our market opportunities as they arise. Our strategy is working.
presence while continuing to create space to explore new
opportunities.

Republic Bank Limited hosted

its inaugural Sustainability
Expo on September 13 and 14,
2024, featuring 126 exhibitors
and attracting over 3,000

participants.

$12.25 $3.55

2024 Earning per share 2024 Final dividend