Page 45 - RFHL ANNUAL REPORT 2024_ONLINE
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        P. Vic. Salickram                    Richard S. Sammy                  Karen T. Yip Chuck
        Vice President                       Vice President                    Vice President
        FCCA, ACMA, CGMA, CA, CFA, FRM       BSc (Hons.) (Mgmt. Studies), MBA  BSc (Hons.) (Econ.), MBA,
                                                                               Dip. (Bus. Admin.), ACIB, CIA
        Joined  June 14, 2004                Joined  March 1, 2009
                                                                               Joined  October 1, 1990
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