Page 9 - How To Buy A Home In Louisville

502-812-1969 / info@rivervalleygroup .com / RiverValleyGroup.com / Keller Williams Louisville East

Timeline For Buying A House (Continued)

21-28 days from moving-in date:

■ Start basic packing by boxing the little items.
■ It’s okay to purchase some decorating items, like curtains for your new home, but do not open a credit card
or line of credit to buy appliances. Opening the credit card could damage your credit score. Also, ask your
mortgage lender before you use up your savings account. They may require a certain amount of reserve
funds to be in your bank accounts.
■ Don’t buy a new car to go with the new house. It will throw off your debt ratios and could cause your loan to
be declined.
■ Call your lending officer (also known as a Mortgage Loan Officer) to see if there is anything else they need.

7-14 days from moving-in date:

■ Verify the moving company will arrive on the correct date!
■ Make address changes with banks, credit cards, doctors, insurance, bills, the post office, friends, and family.
■ Arrange for utilities at your new home. See the helpful numbers on page 32.
■ Packing, packing, packing!

48 hours from moving-in date:

■ Verify any final mortgage details with the lender and ask how much you need to bring to the closing in the
form of a certified check.
■ Your agent will provide you with the address of the place where the closing will be.
■ Your agent will arrange a walkthrough of the house to make sure the sellers left the appliances, didn’t leave
holes in the walls when they moved, and took out their trash.

CLOSING DAY:

■ Sign the deed and get the keys!

QUESTIONS? YOUR RIVER VALLEY GROUP AGENT WOULD LOVE TO HELP YOU!
502.812.1969

The River Valley Realty Group - How to Buy a Home in Louisville, Kentucky 7