Page 5 - How To Buy A Home with Cat Stevens RVG

Call or text Cat Stevens with questions 502-888-3991 www.RiverValleyGroup.com

Timeline For Buying A House (Continued)

21-28 days from moving-in date:

■ Start basic packing by boxing the little items.
■ It’s okay to purchase some decorating items, like curtains for your new home, but do not open a credit card
or line of credit to buy appliances. Opening the credit card could damage your credit score. Also, contact
your mortgage lender before you use up your savings account because they may require a certain amount of
reserve funds to be in your bank accounts.
■ Don’t buy a new car to go with the new house. It will throw off your debt ratios and could cause your loan to
be declined.
■ Call your lending officer (also known as a Mortgage Loan Officer) to see if there is anything else they need.

7-14 days from moving-in date:

■ Verify the moving company will arrive on the correct date!
■ Make address changes with banks, credit cards, doctors, insurance, bills, the post office, friends, and family.
■ Arrange for utilities at your new home.
■ Packing, packing, packing!

48 hours from moving-in date:

■ Verify any final mortgage details with the lender and ask how much you need to bring to the closing in the
form of a certified check.
■ I will provide you with the address of the place where the closing will be.
■ I will arrange a walkthrough of the house to make sure the sellers left the appliances, didn’t leave holes in
the walls when they moved, and took out their trash.

CLOSING DAY:

■ Sign the deed and get the keys!

Keller Williams Realty Consultants - How to Buy a Home in Southern Indiana 3