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The Property Inspection




            What To Expect At The Inspection                     through a general home inspection. While home inspectors
            The purchase contract will likely contain provisions allow-  are not currently required to have a license,most are, or
            ing you various inspections of the property. The purpose   have been, general contractors. The inspection and the
            of these inspections is to educate you as to the physical   resulting report provide an overall assessment of the present
            condition of the property you are purchasing.        condition of the property.

            While these inspections do not provide guarantees of the   What is inspected?
            condition of the property, they do provide valuable infor-  The home inspection covers items such as exterior siding,
            mation to you as a buyer. It is important to remember that   paint, flooring, appliances, water heater, furnace, electrical
            your purchase contract may provide for withdrawal from   service, plumbing and other visible features of the property.
            the contract if these reports are unsatisfactory to you, but   This is a general inspection and will often call for additional
            inspections should not be considered an open door to   inspections by specific trades, such as roof and furnace
            renegotiation of the purchase price.                 inspections.

            Structural Pest Control Inspection                   Further Inspections
            Often referred to as a “Termite Report” the Structural Pest   If conditions warrant, the home inspector may recommend
            Control Inspection is conducted by a licensed inspector. In   a Structural Engineer’s Report. Such a report would identify
            addition to actual termite damage, the report will indicate   structural failures and detail recommend corrections.
            any type of wood destroying organisms that may be
            present, including fungi (sometimes called “dry rot’’, which   Geological Inspection
            generally results from excessive moisture.)          You may also elect to have a Geological Inspection to
                                                                 educate yourself as to the soil conditions of the home you
            Section I – Conditions                               are purchasing. This inspection is performed by a geologi-

            Most pest reports classify conditions as Section I or Section   cal engineer and involves not only physically inspecting the
            II items. Section I conditions are those which are “active”   property but also researching past geological activity in the
            or currently causing damage to the property. Generally,   area. The primary purpose of a geological inspection is to
            Section I items need to be corrected before a conventional   determine the stability of the ground under and around the
            lender will make a loan on a home.                   home.

            Section II – Conditions                              Home Warranty
            Those items, which are not currently causing damage, but   Home protection plans are available for purchase by seller
            are likely to, if left unattended to are Section II Conditions.   or buyer. Such plans may provide additional protection of
            A possible Section II item is a plumbing leak where the   certain systems and appliances in your new home.
            moisture has not yet caused fungus decay.

            Who Pays?
            Your purchase contract will specify who is responsible for
            the cost of the inspection and making these corrections. This
            is a negotiable item and should be considered carefully.

            Physical Inspection
            The Physical Inspection clause in your purchase contract,
            when initialed by both parties, allows you the right to have
            the property thoroughly inspected. This is usually done






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