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Reviewing Your

Title Commitment

The following is provided to help understand the Title REQUIREMENTS: These are items that Driggs Title
Commitment, also referred to as a Title Report, which Agency needs to eliminate or “Clear” from the title in
you will receive from Driggs Title Agency. Upon re- order to provide a clear, unencumbered title to the
ceipt, you should review the document with attention Buyer. Items that must be cleared include:
to these areas:
• Payment of property taxes.
SCHEDULE A: This reflects information provided • Assessments owed of record.
to the Title Department by your Driggs Title Agency • Any encumbrances (or liens) on the property.
Escrow Officer as a result of the purchase contract
and a preliminary search of the public records re- Often encumbrance items show up because an-
garding the Seller. Information provided by the Buyer
and/or Realtor, such as the legal description of the other individual has a name similar to one of the
property, sale price, loan amount, lender, name and parties in the escrow. Driggs Title Agency may ask
marital status of Buyer and Seller are reflected. Be for an Identity Statement in order to determine if
certain the information reflected in Schedule A is cor- items that show up are not related to our parties
rect as this will be reflected in all of your documents, and can be deleted.
including any lender documents.
RECORDER’S REQUIREMENTS: The County
SCHEDULE B: “Exceptions” are items which Recorder’s office that specifies the required size, mar-
run with the land to include Covenants, Conditions gins and print size on documents to be recorded. If you
and Restrictions (CC&Rs), easements, homeowners have any questions, remember an answer from your
association (HOA) requirements, mineral rights as Driggs Title Agency Escrow Officer is just a phone call
reserved in patents, leasehold interests and other away.
items which will remain of record following transfer of
the property. They are called “Exceptions” because
the Buyer will receive clear title “Except” the Buyer’s
rights to use of the property will be subject to the
CC&Rs, easements for utilities of record and perhaps
others as described in theincluding any lender docu-
ments.“Exceptions.” A Buyer should carefully read
the Schedule B documents which further define a
Buyer’s use of the property.

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