Page 7 - Kimray - Proposal
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Estimated Annual Cost Reduction:                      $41,822.09

                     Benefits of Processing with Veritas



                     Discover how a partnership with Veritas will deliver exceptional value to your business.  The following are some of
                     the things we promise to deliver on.  And when we make a promise we intend to keep it.

                          - Flat Rate Pricing
                                 - NO GAMES NO SURPRISES
                                 - Rate Guarantee over life of relationship
                                 - Rate Lock
                          - 24/7 Customer Service
                          - Oklahoma based company
                          - Simple easy to read statement
                          - Recurring Bill Payment
                          - Send electronic invoices
                          - IVR / Pay by Phone
                          - PCI Compliance consultation


                         ESTIMATED: Annual Volume and Costs
                                                                     Visa / Mastercard  American Express
                                                 Estimated Annual Volume:      $6,845,928.00  $12.00
                                          Estimated Number of Transactions:      6,840   0
                                                    Estimated Total Fees:      $240,354.00  $0.00

                                            Current Estimated Effective Rate:      3.51%  0.00%
                                                          Veritas Rate:      2.90%     0.00%
                                                      Veritas Reduction:      0.61%    0.00%

                                                    Estimated Difference:      $41,822.09

                          - Veritas Fees:
                               - Visa/Mastercard: 2.90% and $0.00 per transaction
                               - PCI Fee $0 per month
                               - Annual Fee $0
                               - Service Fee $0 per month

                     This Analysis is designed to give you something to hold us accountable to.  It is our job to show you the clear
                     specifics or our pricing so that you can more easily hold us to the standard we promised.  We think you will
                     appreciate our straightforward approach to payment processing.  I look forward to supporting you as a business
                     partner.
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