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State of Texas Dental Choice Plan  (PPO) Coverage
                                                                  SM

             Administered by HumanaDental.

             Choose any dentist. You will receive higher benefits if using a participating dentist through the preferred provider network.



                            Participating Dentist                       Non-Participating Dentist

                            Preventive - $0 for you and family          Preventive - $50 for you;$150 for family
                            Combined Basic/Major/ Prosthodonic - $50 for you;  Combined Basic/Major/ Prosthodonic - $100 for y
              Deductibles
                            $150 for family                             $300 for family
                            Orthodontic services - no deductible        Orthodontic services - no deductible

                                                                        You pay 10% of allowed amount for preventive
                            You pay nothing for diagnostic and preventive
              Copays                                                    services up to maximum benefit after deductible
                            services.
                                                                        met.
                           $2,000 Calendar Year maximum (excludes orthodontic services) Once the Calendar Year Maximum Benefit for Basic
              Maximum      and Major services is met, the plan will pay 40% of covered services for the remainder of the calendar year for in-
              benefit
                           network dental providers only.      $2,000 Lifetime Benefit for orthodontic services
                                                                        10% of the allowed amount after deductible is
              Cleanings/Oral  0% - Two (2) cleanings/oral exams per calendar   Two (2) cleanings/oral exams per calendar year
              Exams         year are covered at 100%.
                                                                        allowed.

                            There is no age limit for Orthodontic services,   Orthodontic services are only available to
                            Humana will allow 50% of the covered        dependents age 19 or younger. Humana will allow
              Orthodontic   orthodontia services, up to: the lifetime   50% of th covered orthodontia services, up to the
              coverage      maximum.                                    lifetime maximum. You may be required to pay the
                                                                        difference between the allowed amount and billed
                                                                        charges

             Note: If you are a State of Texas Dental Choice Plan SM (PPO) participant, any covered dental expenses that applied t
             deductible during the last three months (October-December) of the calendar year will apply to your deductible in the
             calendar year. This means you don't have to satisfy a deductible at the end of one year and a deductible at the start
             another year.

             Filing Claims

             Claims should be filed within 90 days of the date of service. The State of Texas Dental Choice Plan SM will not accept
             claim submitted later than 18 months after the expenses were incurred or date of service. Send copies of your provid
             itemized bill to file your claim. Special claim forms are not required.

             You can appeal a decision with a Texas Employees Group Benefits Program (GBP) insurance carrier. Additional guid
             are provided in writing to members during the appeals process. More information about the appeals process.








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