Page 30 - MCU Benefits Enrollments Guide
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You do not have to show that you are insurable to choose continuation coverage.
However, continuation coverage under COBRA is provided subject to your eligibility for
coverage. The Plan Administrator reserves the right to terminate your COBRA coverage
retroactively if you are determined to be ineligible.
Under the law, you may have to pay all or part of the premium, plus a 2 percent administration fee, for
your continuation coverage. As explained above, higher rates apply to the 11-month extension due to
disability. There is a grace period of 30 days for payment of the regularly scheduled premium. In
addition, upon the expiration of the 18-month or 36-month continuation coverage periods, you will be
allowed to enroll in an individual conversion plan if conversion is provided under the terms of the
healthcare plan.
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