Page 30 - Benefits Enrollments Guide - Hospice of WS
P. 30

When Can You Join a Medicare Drug Plan?


               You can join a Medicare drug plan when you first become eligible for Medicare and
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               each year from October 15  to December 7 .

               However, if you lost your current creditable prescription drug coverage through no fault
               of your own, you will also be eligible for a two (2) month Special Enrollment Period
               (SEP) to join a Medicare drug plan.


                         What Happens to Your Current Coverage if You Decide to Join
                         a Medicare Drug Plan?


               If you decide to join a Medicare drug plan, your current Hospice & Palliative
               CareCenter coverage will be affected.

               The prescription drug plan option available in conjunction with the medical program is
               outline below:

                     Prescription             HDHP Plan                HRA Plan              PPO Plan
                     Drug Type:
                         Tier 1              Deductible then 0%            $10                   $10
                         Tier 2              Deductible then 0%
                                                                                          50% ($100 max for
                                                                     50% ($100 max for
                         Tier 3              Deductible then 0%     each 30 day supply)   each 30 day supply)
                         Tier 4              Deductible then 0%


               If you do decide to join a Medicare drug plan and drop your current Hospice &
               Palliative CareCenter coverage, be aware that you and your dependents will be able to
               get this coverage back at annual enrollment.








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