Page 215 - Capricorn IAR 2020

NOTES TO THE CONSOLIDATED AND SEPARATE ANNUAL FINANCIAL STATEMENTS (continued)
for the year ended 30 June 2020
7. NON-INTEREST INCOME (continued)
7.8 Disaggregation of revenue from contracts with customers
(a) Over time
Transaction and related fees
Lending activities Other charges
Commission and insurance related income Support services rendered
Asset management and administration fees
(b) At a specific point in time
Transaction and related fees
Cards and electronic channels Transaction based fee income
Commissions
Trust and fiduciary fees
(c) Income other than from contracts with customers
Total
8. STAFF COSTS
Salaries and bonuses
Share-based payment expense
Staff training costs
Pension costs – defined contribution plan Severance pay liability (note 30)
Group
Company
2020 INTEGRATED ANNUAL REPORT
2020 N$’000
69,520
2020 N$’000
92,095
–
69,520
78,535 13,560
–
– –
–
–
3,875
3,049 364 118,187
3,875
310
48,752
135,420
–
209,125
213,695
52,627
814,565
431,458
774,036
–
383,107
391,053 382,983
–
–
– –
33,979
37,389 11,178
–
8,850
–
857,394
822,603
–
358,192
238,955
492,232
1,424,711
1,275,253
544,859
2019 N$’000
2019 N$’000
–
2,328 46,054 –
48,382 –
– –
– 946,286 994,668
2019 N$’000
72,489 5,081 4,508 3,570
– 85,648
Group
Company
2020 N$’000
16,180
2,697
2019 N$’000
2020 N$’000
1,004,575
12,480
937,743 11,802 21,769 54,681
2,267
77,615
6,831
676
56,444
2,040
1,149
1,092,376
1,028,262
88,311
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