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Rental Report for Janet Lipov (Guarantor), 6/13/2020 at Pixel
From Equifax
Risk Model Name Score Score Factors
FICO (Beacon) 784 Lack of recent bank revolving information
(Applicant) Too many inquiries last 12 months
No recent revolving balances
Lack of recent installment loan information
Description
The FICO score is a widely used risk model that uses credit report data to predict the likelihood
of default. It is used most often by banks and credit grantors. The FICO score range is between
300 and 850 (the higher the score, the less risky the consumer). In the most recent study, the
median FICO score was 711.

Credit Accounts
From Equifax
Account Name Opened Last Active 30-59 60-89 90+ Past Due Balance
AMERICAN 10/1997 4/2020 $33,269.00
EXPRESS Monthly High Credit Type Comments
(Applicant) Payment
$115,954.00 OPEN
ACCOUNT Rate/Status 1: Pays account as agreed
Payment History
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
5/ 3/ 1/ 11/ 9/ 7/ 5/ 3/ 1/ 11/ 9/ 7/
20 20 20 19 19 19 19 19 19 18 18 18
Account Name Opened Last Active 30-59 60-89 90+ Past Due Balance
WELLS FARGO 5/2014 5/2020 $4,850.00
CARD SER Monthly High Credit Type Comments
(Applicant) Payment
$50.00 $22,740.00 REVOLVING
Rate/Status 1: Pays account as agreed
Payment History
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
6/ 4/ 2/ 12/ 10/ 8/ 6/ 4/ 2/ 12/ 10/ 8/
20 20 20 19 19 19 19 19 19 18 18 18
Account Name Opened Last Active 30-59 60-89 90+ Past Due Balance
WELLS FARGO 1/2008 4/2011 $0.00
BANK, NA Monthly High Credit Type Comments
(Applicant) Payment
$1,255,989.00OVERDRAFT/RESERVE
Rate/Status 1: Pays account as agreed
Account Name Opened Last Active 30-59 60-89 90+ Past Due Balance
WELLS FARGO BANK 2/2008 7/2015 $0.00
N.A Monthly High Credit Type Comments
(Applicant) Payment
$1,110,729.00OVERDRAFT/RESERVE CLOSED AT CONSUMER'S REQUEST
ACCOUNT
Rate/Status 1: Pays account as agreed
Account Name Opened Last Active 30-59 60-89 90+ Past Due Balance
BARCLAYS BANK 6/1992 1/2015 $0.00
DELAWA Monthly High Credit Type Comments
(Applicant) Payment
$41,457.00 REVOLVING ACCOUNT CLOSED AT CONSUMER'S REQUEST
Rate/Status 1: Pays account as agreed
Account Name Opened Last Active 30-59 60-89 90+ Past Due Balance
CAPITAL ONE / SAKS 3/1986 2/2020 $0.00
F Monthly High Credit Type Comments
(Applicant) Payment
$40,996.00 REVOLVING
Rate/Status 1: Pays account as agreed
Payment History
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
5/ 3/ 1/ 11/ 9/ 7/ 5/ 3/ 1/ 11/ 9/ 7/
20 20 20 19 19 19 19 19 19 18 18 18

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