Page 86 - 5DFull

Rental Report for Jeff Block, 8/11/2020 at Pixel
From Equifax
Risk Model Name Score Score Factors
FICO (Beacon) 790 Amount owed on revolving accounts is too
(Applicant) high
Proportion of balances to credit limits is too
high on bank revolving or other revolving
accounts
Lack of recent installment loan information
Description
The FICO score is a widely used risk model that uses credit report data to predict the likelihood
of default. It is used most often by banks and credit grantors. The FICO score range is between
300 and 850 (the higher the score, the less risky the consumer). In the most recent study, the
median FICO score was 711.

Credit Accounts
From Equifax
Account Name Opened Last Active 30-59 60-89 90+ Past Due Balance
JPMCB - CARD 2/1998 7/2020 $11,293.00
SERVICE Monthly High Credit Type Comments
(Applicant) Payment
$112.00 $33,531.00 REVOLVING
Rate/Status 1: Pays account as agreed
Payment History
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
8/ 6/ 4/ 2/ 12/ 10/ 8/ 6/ 4/ 2/ 12/ 10/
20 20 20 20 19 19 19 19 19 19 18 18
Account Name Opened Last Active 30-59 60-89 90+ Past Due Balance
JPMCB - CARD 2/2017 6/2020 $5,820.00
SERVICE Monthly High Credit Type Comments
(Applicant) Payment
$58.00 $34,941.00 REVOLVING
Rate/Status 1: Pays account as agreed
Payment History
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
7/ 5/ 3/ 1/ 11/ 9/ 7/ 5/ 3/ 1/ 11/ 9/
20 20 20 20 19 19 19 19 19 19 18 18
Account Name Opened Last Active 30-59 60-89 90+ Past Due Balance
JPMCB - CARD 4/2006 2/2020 $0.00
SERVICE Monthly High Credit Type Comments
(Applicant) Payment
$29,668.00 REVOLVING
Rate/Status 1: Pays account as agreed
Payment History
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
8/ 6/ 4/ 2/ 12/ 10/ 8/ 6/ 4/ 2/ 12/ 10/
20 20 20 20 19 19 19 19 19 19 18 18
Account Name Opened Last Active 30-59 60-89 90+ Past Due Balance
TOYOTA MOTOR 6/2009 4/2012 $0.00
LEASING Monthly High Credit Type Comments
(Applicant) Payment
$18,290.00 INSTALLMENT
Rate/Status 1: Pays account as agreed
Account Name Opened Last Active 30-59 60-89 90+ Past Due Balance
CAPITAL ONE BANK 9/2007 3/2016 $0.00
USA Monthly High Credit Type Comments
(Applicant) Payment
$17,363.00 REVOLVING ACCOUNT CLOSED BY CREDIT GRANTOR
Rate/Status 1: Pays account as agreed
Payment History
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
11/ 9/ 7/ 5/ 3/ 1/ 11/ 9/ 7/ 5/ 3/ 1/
19 19 19 19 19 19 18 18 18 18 18 18

Page 3 of 4