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Rental Report for Alessandra Boyan, 7/28/2020 at Pixel
From Equifax
Risk Model Name Score Score Factors
FICO (Beacon) 724 Too few accounts currently paid as agreed
(Applicant) Length of time accounts have been
established
Amount owed on revolving accounts is too
high
Lack of recent installment loan information
Description
The FICO score is a widely used risk model that uses credit report data to predict the likelihood
of default. It is used most often by banks and credit grantors. The FICO score range is between
300 and 850 (the higher the score, the less risky the consumer). In the most recent study, the
median FICO score was 711.
From Experian
Risk Model Name Score Score Factors
FICO (Experian) 803 Current balances on accounts
(Applicant) Length of time accounts have been
established
Proportion of balance to high credit on bank
revolving or all revolving accounts
Description
The FICO score is a widely used risk model that uses credit report data to predict the likelihood
of default. It is used most often by banks and credit grantors. The FICO score range is between
300 and 850 (the higher the score, the less risky the consumer). In the most recent study, the
median FICO score was 711.

Credit Accounts
From Equifax
Account Name Opened Last Active 30-59 60-89 90+ Past Due Balance
CAPITAL ONE BANK 12/2018 6/2020 $1,331.00
USA Monthly High Credit Type Comments
(Applicant) Payment
$25.00 $5,009.00 REVOLVING
Rate/Status 1: Pays account as agreed
Payment History
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
7/ 5/ 3/ 1/ 11/ 9/ 7/ 5/ 3/ 1/
20 20 20 20 19 19 19 19 19 19
From Experian
Account Name Opened Last Active 30-59 60-89 90+ Past Due Balance
CAPITAL ONE BANK 7/1999 6/2020 0 0 0 $0.00 $9,943.00
USA N Monthly High Credit Type Comments
(Applicant) Payment
CAPITAL ONE BANK $99.00 $38,841.00 REVOLVING CREDIT CARD
USA N THIS IS AN ACCOUNT IN GOOD STANDING
15000 CAPITAL ONE Rate/Status 11: This is an account in good standing
DR, RICHMOND, VA
23238 Payment History
(800) 955-7070 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
7/ 5/ 3/ 1/ 11/ 9/ 7/ 5/ 3/ 1/ 11/ 9/
20 20 20 20 19 19 19 19 19 19 18 18
Account Name Opened Last Active 30-59 60-89 90+ Past Due Balance
CAPITAL ONE BANK 12/2018 6/2020 0 0 0 $0.00 $1,331.00
USA N Monthly High Credit Type Comments
(Applicant) Payment
CAPITAL ONE BANK $25.00 $5,009.00 REVOLVING CREDIT CARD
USA N
15000 CAPITAL ONE THIS IS AN ACCOUNT IN GOOD STANDING
Rate/Status 11: This is an account in good standing
DR, RICHMOND, VA
23238 Payment History
(800) 955-7070 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
7/ 5/ 3/ 1/ 11/ 9/ 7/ 5/ 3/
20 20 20 20 19 19 19 19 19
Previous Credit Inquiries
From Equifax
There are no previous credit inquiries on file with Equifax

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