Page 50 - 3A_Application

Rental Report for Nicole Koskovolis, 7/28/2020 at Pixel

Employment From Application From Equifax
Applicant: Advertising Sales
Snap Inc.
$120,000.00/Yr. Total annual Income:
$120,000.00
Criminal History
Requested For Location Searched Period Searched Requested Returned
Nicole Koskovolis Multi-State: AK, AL, AR, AZ, 7/28/2013 - 7/28/2020 7/28/2020 7/28/2020
CA, CO, CT, DE, FL, GA, HI,
IA, ID, IL, IN, KS, KY, LA,
MA, MD, ME, MI, MN, MO,
MS, MT, NC, ND, NE, NH,
NJ, NM, NV, NY, OH, OK,
OR, PA, RI, SC, SD, TN, TX,
UT, VA, VT, WA, WI, WV,
WY
Results
No Records Found

National Sex Offender Registry History
Requested For Date Requested Date Returned
Nicole Koskovolis 7/28/2020 7/28/2020
Results
No Records Found

OFAC SDN Search
Requested For Results Returned
Nicole Koskovolis No records found 7/28/2020

Risk Models
From RealPage
Risk Model Name Score Score Factors
RealPage AI Score 762 Tradeline scoring
(Applicant) Debt-to-income ratio
Credit Score
Rental Payment History
Description
RealPage AI Score uses machine-learning and data patterns in credit score, debt/liability types,
trade lines, rental payment history, and renter behavior to achieve reduced bad debt. The
RealPage AI Score range is between 1 and 1000 (the higher the score, the less risky the
consumer).
From Equifax
Risk Model Name Score Score Factors
FICO (Beacon) 716 Too many accounts with balances
(Applicant) Time since most recent account opening is too
short
Amount owed on revolving accounts is too
high
Proportion of balances to credit limits is too
high on bank revolving or other revolving
accounts
Description
The FICO score is a widely used risk model that uses credit report data to predict the likelihood
of default. It is used most often by banks and credit grantors. The FICO score range is between
300 and 850 (the higher the score, the less risky the consumer). In the most recent study, the
median FICO score was 711.

*CR109893020*
Nicole Koskovolis, 7/28/2020