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Rental Report for Caitlin Rieger, 7/27/2020 at Pixel
From Equifax
Risk Model Name Score Score Factors
FICO (Beacon) 737 Length of time accounts have been
(Applicant) established
Number of bank or national revolving accounts
with balances
Amount owed on revolving accounts is too
high
Lack of recent installment loan information
Description
The FICO score is a widely used risk model that uses credit report data to predict the likelihood
of default. It is used most often by banks and credit grantors. The FICO score range is between
300 and 850 (the higher the score, the less risky the consumer). In the most recent study, the
median FICO score was 711.
Credit Accounts
From Equifax
Account Name Opened Last Active 30-59 60-89 90+ Past Due Balance
JPMCB - CARD 6/2018 6/2020 $2,004.00
SERVICE Monthly High Credit Type Comments
(Applicant) Payment
$35.00 $6,064.00 REVOLVING
Rate/Status 1: Pays account as agreed
Payment History
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
7/ 5/ 3/ 1/ 11/ 9/ 7/ 5/ 3/ 1/ 11/ 9/
20 20 20 20 19 19 19 19 19 19 18 18
Account Name Opened Last Active 30-59 60-89 90+ Past Due Balance
CITICARDS CBNA 11/2013 6/2020 $1,202.00
(Applicant) Monthly High Credit Type Comments
Payment
$35.00 $8,975.00 REVOLVING
Rate/Status 1: Pays account as agreed
Payment History
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
7/ 5/ 3/ 1/ 11/ 9/ 7/ 5/ 3/ 1/ 11/ 9/
20 20 20 20 19 19 19 19 19 19 18 18
Account Name Opened Last Active 30-59 60-89 90+ Past Due Balance
AMERICAN 7/2014 6/2020 $760.00
EXPRESS Monthly High Credit Type Comments
(Applicant) Payment
$17,540.00 OPEN
ACCOUNT Rate/Status 1: Pays account as agreed
Payment History
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
7/ 5/ 3/ 1/ 11/ 9/ 7/ 5/ 3/ 1/ 11/ 9/
20 20 20 20 19 19 19 19 19 19 18 18
Account Name Opened Last Active 30-59 60-89 90+ Past Due Balance
JPMCB - CARD 7/2018 6/2020 $158.00
SERVICE Monthly High Credit Type Comments
(Applicant) Payment
$35.00 $2,460.00 REVOLVING
Rate/Status 1: Pays account as agreed
Payment History
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
7/ 5/ 3/ 1/ 11/ 9/ 7/ 5/ 3/ 1/ 11/ 9/
20 20 20 20 19 19 19 19 19 19 18 18
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