Page 4 - Murphy Research 2020-21 Employee Benefits
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12/1/2020-11/30/2021 Employee Benefits Brochure




        Medical Plans – Blue Shield



         Your Copay/ Coinsurance                            Platinum Access+ HMO 0/25 OffEx

                                                                        In-Network

         Calendar Year Deductible:
         Individual                                                        None

         Family                                                            None


         Annual Out of Pocket Maximum:
         Individual                                                        $2,350

         Family                                                            $4,700


         Hospital Services:
         Inpatient                                                  $250 / day up to 3 days

         Outpatient Surgery                                             $100 / surgery
         -Ambulatory surgery center
         Emergency Room                                                  $250 / visit


         Physician Services:
         Office Visit (PCP/Specialist)                                    $25 / $50

         Urgent Care                                                        $25


         Preventive Care:                                                No charge


         Prescription Drugs:
         Rx Deductible                                                     None

         Tier 1                                                              $5
         Tier 2                                                             $15
         Tier 3                                                             $25
         Tier 4                                                     20% up to $250 per Rx


        *Calendar year deductible applies
        Please refer to carrier benefit summaries for more detailed information & out-of-network benefits





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