Page 7 - 2021_Gray West_Benefits_Guide_Final
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Welcome to Gray
This guide offers a snapshot of
the benefits available to you as a
member of the Gray Family. Please
review it carefully to determine which
plans are right for you and your
family, and don’t be afraid to ask
questions!
A few quick reminders:
• Your benefits will take effect the • Information on your benefit
first day of the month, or the plans can be accessed anytime
first day of the following month, through our online benefits
depending on your date of hire. portal, BenSelect. Learn how
For example, if you are hired April 1, to log-on to BenSelect and enroll
your benefits take effect immediately. in your benefits on page 10.
If you are hired after April 1, your
benefits take effect May 1. Now is • Living a healthy lifestyle can
the time to review, evaluate and make actually lower healthcare costs.
your selections. Because Gray’s plan is self-insured,
medical claims are paid directly by
• You have 30 days from your Gray up to a certain level. Team
eligibility date to make your member premiums, combined
selections. If you waive your benefits with company contributions, are
during your initial enrollment period, used to fund the actual claims that
you can only enroll during open are paid by our plan administrator,
enrollment for a January 1 effective Anthem. In short, healthier
date, or if you have an IRS Qualified living impacts our healthcare
Event. costs—which benefits us all!
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