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Unit 19

                    19.1       2 No      3 No     4 No      5 Yes      6 Yes     7 Yes     8 No      9 Yes     10 Yes

                    19.2       2 a bank loan       3 fee(s)    4 cash      5 rent     6 cashpoint       7 currency

                    19.3       2 She wasted the money. 5 He charged us £25.
                               3 I can’t afford to go.         6 I owe a lot of money.
                               4 We could hire a car.          7 I always check my account carefully.

                    19.4       2 account      3 amount        4 earn     5 owe       6 pay (them) back       7 accommodation

                    19.5       Possible answers:

                               1 Yes, I’ve had an account for about fifteen years.
                               2 I don’t check my account very often. (see next answer)
                               3 I get money from a cashpoint about once a week, and I always ask for a receipt so that I know how
                                  much is in my account.
                               4 I had a bank loan to buy my first car – that’s all.
                               5 Yes, I’m saving up for a holiday.
                               6 Yes, I rent a flat with a friend. We had to pay a deposit of one month’s rent.


                               Unit 20
                    20.1       3 different     4 different      5 same       6 different     7 same       8 different

                    20.2       3 a     4 a     5 a    6 –     7 –     8 a     9 –     10 a

                    20.3       2 sick                          5 bleeding                 8 serious

                               3 hurts                         6 suffer
                               4 bandage                       7 aches
                    20.4       people have heart attacks
                               surgeons perform operations

                               tablets/pills are common forms of medicine
                               hepatitis affects the liver
                               people have sore throats
                    20.5       Possible answers:

                               1 I take tablets such as aspirin.
                               2 I hardly ever get a cough or sore throat.
                               3 No, I haven’t been a patient.

                               4 I had to go into hospital for a minor operation, but I didn’t have to stay overnight.
                               5 We have various tablets for pain, e.g. paracetamol or Ibuprofen. We usually have different medicines
                                  for colds and flu, or for stomach problems.

                               Unit 21

                    21.1        items of clothing                     jewellery                            parts of clothing


                                boots, top, jumper, scarf,            earrings, ring, bracelet,            button, zip, pocket, sleeve,
                                cap, tights                           necklace                             collar

                    21.2       2 The first woman is wearing a necklace; the second isn’t.
                               3 The first woman has four pockets on her jacket; the second has two.
                               4 The first woman has two buttons on her jacket sleeve; the second has one.
                               5 The second woman is wearing earrings; the first isn’t.
                               6 The second woman is wearing a bracelet; the first isn’t.

                    21.3       2 in                            5 suit                     8 undid
                               3 dressed                       6 up                       9 rucksack
                               4 on                            7 into                    10 dressed







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