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important to improve yourself. We're going to
help you, but it's not unbridled help. If you get
a C, we're going to cut you off."

Consider another set of values. "We believe in
home ownership and we want to help you buy
a home. But, we don't want you to buy a home
you can’t afford to maintain. You've got to
qualify for the mortgage. We'll help you with the
down payment. The down payment can't
exceed 25%, but we're not going to just let you
buy an unaffordable house. You might not be
able to afford the property taxes or the
insurance or the repairs that come with it ten
or fifteen years down the line.”

Maybe real estate investing is a big issue for
you or buying a business. Entrepreneurship is
a great gift to give your loved ones. Would you
ever say, "Here's the money, go buy a
business." Imagine if they came to you and
said, "Hey, I want to buy a business, can you
help me?" If you were alive, you might look at
the business opportunity to see if it warrants
consideration or investment." You would want
to make sure it's viable. You can do that
synthetically in estate planning. However, you

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