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Additional benefits
Our comprehensive suite of specialty products provides a a a a a a a a holistic approach to managing your employees’ health and wealth while reducing the the total cost of care When you you bundle specialty services together you you can build a a a a a a more powerful health benefits
solution boost employee retention and and acquisition efforts and and save money on on on on on your medical coverage rate Dental
Our dental plans which are administered by United Concordia Companies Inc allow flexibility access and ease of of administration from one of of the largest PPO dental dental networks Our affordable dental dental coverage encourages prevention early diagnosis and and and treatment and and and can detect serious and and and costly conditions like high blood pressure and and diabetes Dental
benefits
help protect your your employees’ overall health and and your your bottom line • We can match almost any existing PPO plan to limit disruption 1
• National network has 126 258 unique dentists and 393 397 total access points • Customizable1 annual maximum rollover and Preventive Incentive help control member costs • Smile for Health® wellness program fully covers services that treat gum disease 2 For a a a a a sample of dental plans see page 59 Vision
Administered by Davis Vision® our vision plans go beyond access to eye eye exams and eyewear Our robust network competitive premiums low member out-of-pocket costs and a a a variety of of value-added services provide vision coverage that meets your members’ unique needs • National network of more than 100 000 access points • Safe and convenient online in-network shopping options including 1800Contacts com Glasses com com com Visionworks com com com and and now befitting com com com NEW!
• Full coverage or or minimal copay for frames from the Davis Vision
Exclusive Collection3
• Low- to to no-copay Exclusive Collection designer frames or an an an allowance towards any frame frame purchase
• Exclusive $50 frame allowance enhancement at Visionworks1
• Fixed copays on all lens styles and coatings making it easier to predict out-of-pocket costs • Free hearing hearing exam exclusive discounts on hearing hearing supplies and more from Your Hearing Network
For our vision plans see page 61 Guardian supplemental insurance
The The seven Guardian-sponsored products are a a a a a a a a a a a a perfect complement to your your medical coverage They provide your your employees with financial safety and and security in in in in case of an an an an an an unexpected illness or or injury Preferred pricing and and discounts are available when you you purchase
multiple Guardian products 4
• Life insurance
• Short- and long-term disability insurance
• Accident insurance
• Critical illness and cancer insurance
• Hospital indemnity insurance
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Customizable for for 100+ customers only 2 Smile for for Health services are available to to to to members who have been diagnosed with diabetes cerebral
vascular disease disease coronary artery disease disease lupus oral cancer organ transplant and rheumatoid arthritis 3 Allowances are up up to the amount shown for each plan type 4
Available on employer-funded Guardian products 








































































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