Page 3 - WU Corporate Brochure
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Global economic


                    opportunities






                                  By 2022, Forrester estimates that cross-border e-commerce sales
                                  will be $630 Billion, making up 20% of the global e-commerce
                                  market. Yet, per Western Union’s own consumer research,
                                  less than half of cross-border shoppers have internationally-
                                  enabled credit cards. Furthermore, a significant portion of retail
                                  transactions are still made in-person, according to the Federal
                                  Reserve Bank of San Francisco. Western Union has opened up
                                  its unique cross-border platform to enable businesses to expand
                                  their reach and serve more customers.




                                  According to McKinsey research, growth is accelerating in non-
                                  traditional pockets, with the most robust growth clustered in
                                  emerging markets. Western Union has the ability to operate
                                  in 200 countries and territories, thereby enabling global
                                  connectivity and opportunities beyond border for its partners.




                                  By 2025, an estimated 300 million people will live outside of their
                                  country of birth, according to the UN. Our customers are global
                                  citizens who build bridges across geographies, economies and
                                  cultures every time they send money to loved ones.







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