Page 15 - KCMINIST_Benefit Booklet_0418_PEB

Maximum Life Insurance Coverage Amount

• You can choose a coverage amount up to 5 times your annual salary ($500,000 maximum) with
evidence of insurability. See the Evidence of Insurability page for details.

• The maximum coverage amount for employees 70 and older who are electing coverage for the first
time is $50,000.
• Coverage amounts are reduced when an employee reaches age 65.
• For complete plan details, please see your contract.

Employee Life Group Rates for You
Age Premium The estimated bi-weekly premium for life insurance is determined
Range Rate by multiplying the desired amount of coverage (in increments of
0 - 24 0.0000323
$5,000) by the employee age-range premium rate.
25 - 29 0.0000323

30 - 34 0.0000323
35 - 39 0.0000415 $____________ X ___________ = $_______________
40 - 44 0.0000646 coverage amount premium rate bi-weekly premium
45 - 49 0.0000923
Note: Rates are subject to change and can vary over time.
50 - 54 0.0001477

55 - 59 0.0002585

60 - 64 0.0003646
65 - 69 0.0007615
70 - 74 0.0013385
75 - 79 0.0013385
80 - 99 0.0013385

Employee |Bi-Weekly Premiums
for Select Life Insurance Coverage Amounts
Employee
Age Range $10,000 $50,000 $100,000 $200,000 $500,000

0 - 24 $0.32 $1.62 $3.23 $6.46 $16.15
25 - 29 $0.32 $1.62 $3.23 $6.46 $16.15
30 - 34 $0.32 $1.62 $3.23 $6.46 $16.15
35 - 39 $0.42 $2.08 $4.15 $8.31 $20.77
40 - 44 $0.65 $3.23 $6.46 $12.92 $32.31
45 - 49 $0.92 $4.62 $9.23 $18.46 $46.15
50 - 54 $1.48 $7.38 $14.77 $29.54 $73.85
55 - 59 $2.58 $12.92 $25.85 $51.69 $129.23
60 - 64 $3.65 $18.23 $36.46 $72.92 $182.31
65 - 69 $7.62 $38.08 $76.15 $152.31 $380.77
70 - 74 $13.38 $66.92 $133.85 $267.69 $669.23
75 - 79 $13.38 $66.92 $133.85 $267.69 $669.23
80 - 99 $13.38 $66.92 $133.85 $267.69 $669.23
__________

Life Insurance Summary of Benefits
LFE-ENRO-BRC001-TX