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The official magazine of the                                       APRIL 2022  |  CONTENTS
          MIDATLANTIC INDEPENDENT
         AUTO DEALERS ASSOCIATION
       PENNSYLVANIA • MARYLAND • DELAWARE    FEATURES
       1501 North Front St., Harrisburg, PA 17102
                  (717) 238-9002               4  |  Personal information stored inside cars presents risk to dealers
           midatlanticautodealersunited.org
                  Copyright 2022                     Text messages, call logs, home addresses and even medical and
                                                     financial information are all vulnerable to theft if left behind when a
        Chris Smiley - Advisor
        Mountville Motor Sales, Columbia, PA         vehicle is sold.
        rcsmiley@comcast.net                   9   |  Electric Vehicles Take Bigger Slice of Automotive Lending in Q4
        Noah Melamed- President
        Ticket to Ride Auto, Lancaster, PA           The electric-vehicle share of auto financing roughly doubled in
        nmelamed@yourttr.com                         fourth-quarter 2021, compared with a year earlier, as EV offerings
        Michael Brill - Chairman of the Board
        B&B Automotive of Fairless Hills,            expand among the more mainstream brands and into more product
        Fairless Hills PA                            segments, Experian Automotive says.
        5to5cars@comcast.net
        Bert Straub, President - Elect         10   |  Key Private Bank Economic Perspectives: Is the Economy Over
        1st Choice Auto LLC, Fairview, PA            Inflated?
        bertcstraub@gmail.com
        John DeFilippo - Treasurer                   Major global central banks have long regarded a two percent inflation
        DeFilippo Bros. Motorcars, Prospect Park, PA  target as the sacred metric that drives economic policy. But a decade
        john.m.defilippo@gmail.com
        Clint Weaver- Secretary                      later, we live in a world that Bernanke could have never predicted.
        America’s Auto Auction Harrisburg,     12  |   The CARLAWYER ©
        Mechanicsburg, PA
        clint.weaver@americasautoauction.com         This month, the developments involve the Federal Trade Commission,
        Tom Hodges, Vice-President                   Consumer Financial Protection Bureau, Federal Reserve Board, Federal
        Tom Hodges Auto Sales, Hollywood, MD
        tom@tomhodgesauto.com                        Deposit Insurance Corporation, National Credit Union Administration,
        Dan Limongelli, Vice-President               Office of the Comptroller of the Currency, Department of Housing
        Jo Dan Motors, Plains, PA
        jodanmotors@gmail.com                        and Urban Development, Department of Justice, and Federal Housing
        Michael Mansour, Vice-President              Finance Agency.
        Car Connection, Inc., New Castle, PA    17   |  Legislative Update
        mike@carconnection1.com
        Beth Melamed, Vice-President                 Rep. Louis Schmitt (R-Blair) introduces House Bill 2372 - Modifying
        Ticket to Ride Auto, Lancaster, PA           Management of Abandoned Vehicles at Auction
        bmelamed@yourttr.com
        Tom Brandis  •  tombrandis@netscape.net    20  |  Support Your Support Teams
        Advantage Auto Sales & Credit, Quakertown, PA         From my dealership experience and observations from my current
        Lisa Cohowicz •  lisac@nepautoauction.com    seat, good processes and good people are the pinnacles of success.
        North East Pennsylvania A/A, Scranton, PA
        Jeff Dreier  •  dreierauto@hotmail.com
        Dreier Auto Sales, Shavertown, PA    DEPARTMENTS
        April Hollobaugh  •  ajautosalestitusville@gmail.com
        A&J Auto Sales, Titusville, PA         2  |  Message from the President:     19  |   Sponsor Feature: Let’s
        Kevin Luring  •  k.luring@yahoo.com          Thank you for your service           Get to Know Advantage
        ADESA PA, York, PA                     16  |  NIADA Convention                    Automotive Analytics
        James Makia  •  james@exclusivemotorcarsmd.com        Announcement          22  |   Membership Application
        Exclusive Motorcars, Randallstown, MD    18  |  Auction Directory           24  |   Order Form for Dealership
        Dan McNamee  •  dtlcars@aol.com                                                  Supplies (PA & MD)
        Daniel Thomas Auto Sales, Croydon, PA
        Gregg Pachik  •  gregg.pachik@manheim.com                               q
        Manheim Philadelphia, Hatfield, PA
        Kerri Rotunda  •  kerrir@corryade.com  MIDATLANTIC INDEPENDENT AUTO DEALERS ASSOCIATION SPONSORS
        Corry Auto Dealers Exchange, Corry, PA
        George Smouse  •  gasmouse@zoominternet.net
        Smouse Trucks & Vans, Mt. Pleasant, PA
        Steve Worley  •  worleymotors@hotmail.com
        Worley Motors, Enola, PA
        Jay Zimmerman  •  jay@zimmermansauto.com
        Zimmerman’s Auto Sales, Mechanicsburg, PA
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                Email shannon@piada.org


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