Page 81 - bneIntelliNews monthly country report Russia May 2024

8.0 Financial & capital markets Main indicators of Russian bank sector
MAIN INDICATORS OF RUSSIAN BANK SECTOR
Assets RUB mn
Mar 23
Apr 23
May 23
Jun 23
Jul 23
Aug 23
Sept 23
Oct 23
Nov 23
Dec 23
Jan 24
Feb 24
Mar 24
Assets net of loss provisions and income tax
139,91 7,000
140,74 8,000
143,97 8,000
147,16 8,000
147,16 8,000
157,61 8,000
159,27 6,000
162,13 7,000
164,16 3,000
167,93 8,000
166,81 6,000
169,12 6,000
172,14 1,000
Loans to corporates
61,642 ,000
63,120 ,000
63,670 ,000
65,273 ,000
9,200
11,800 ,000
3,100, 000
-7,300, 000
400,00 0
22,700 ,000
24,700 ,000
17,900 ,000
-1,400, 000
Loans to individuals
28,330 ,000
28,817 ,000
29,401 ,000
30,008 ,000
30,008 ,000
31,516 ,000
32,444 ,000
33,156 ,000
33,686 ,000
33,759 ,000
33,995 ,000
34,272 ,000
34,843 ,000
consumer loans
12,275 ,000
12,418 ,000
12,630 ,000
12,826 ,000
12,826 ,000
13,395 ,000
13,589 ,000
13,744 ,000
13,878 ,000
13,609 ,000
13,733 ,000
13,860 ,000
mortgage loans
14,655 ,000
14,960 ,000
15,291 ,000
15,654 ,000
15,654 ,000
16,436 ,000
17,103 ,000
17,592 ,000
17,919 ,000
18,207 ,000
18,316 ,000
18,413 ,000
18,641 ,000
car loans
1,252, 000
1,284, 000
1,322, 000
1,362, 000
1,362, 000
1,493, 000
1,542, 000
1,607, 000
1,658, 000
1,715, 000
1,754, 000
1,820, 000
#VALU E!
escrow
4,400, 000
4,533, 000
4,852, 000
5,254, 000
5,454, 000
5,707, 000
15,629 ,000
14,958 ,000
15,634 ,000
Capital and financial performance RUB mn
Capital adequacy N 1.0, %
21
21
21
21
21
21
21
21
21
21
21
21
Provision for losses (including IFRS adjustment)
-377
-327
-317
-362
-342
-448
-551
-453
-464
Provision for losses (excluding IFRS adjustment)
-8,000
-8,155
-8,342
-8,280
-8,242
-8,105
-7,955
-8,042
2,766
Current year net profit
330,00 0
224,00 0
273,00 0
314,00 0
327,00 0
353,00 0
296,00 0
256,00 0
268,00 0
64,000
354,00 0
275,00 0
270,00 0
Return on assets, %
MoM, %
1.2
-0.1
2.3
1.1
1.1
2.8
0.8
2.5
2
2.2
-0.6
1
1.7
YtD, %
2.4
2.3
4.6
5.7
5.7
11.4
12.3
15.1
17.4
20
-0.6
0.3
2
YoY, %
13.5
14.8
14.8
16.7
16.7
21.1
21.1
22.7
24.1
20
19.1
18.9
19.5
YoY 3m, %
9.4
8.5
13.6
13.1
13.1
26.2
25.1
24.7
21.4
27.2
14.2
9.8
8
Liabilities RUB mn
Individuals funds*
36,956
37,722
38,173
39,277
39,277
40,415
40,879
41,298
41,977
44,921
44,867
46,111,
47,024
81 RUSSIA Country Report May 2024 www.intellinews.com