Page 109 - bne IntelliNews Southeastern Europe Outlook 2025

The increase was mainly attributed to modest gains in the prices of retail and service premises, while office prices recorded a decline. Meanwhile, the number of sales remained at its lowest level since 2015, extending the downward trend observed in Q1.
5.11.2 Banks
The Slovenian banking sector is relatively small and highly concentrated, primarily consisting of domestic universal banks. However, a few foreign-controlled banks also operate in the market, with ownership mainly from financial groups based in neighbouring countries such as Austria, Italy and Hungary.
Slovenia’s commercial banks posted a profit before taxes of €965.5mn in the first nine months of 2024, representing a 17.9% increase compared to the same period last year, the Bank of Slovenia announced. Net profits witnessed a 17.8% y/y increase to the end of September to €840.8mn.
Net interest income of Slovenian banks rose by 15.1% to nearly €1.2bn in the first nine months of the year, while non-interest income experienced an increase of 39.7% y/y to €569.7mn.
Banks’ assets totalled €53.9bn at the end of September, slightly up from €53.1bn at the end of December 2023. The average return on equity (ROE) was 21.16% in the first nine months, up from 20.83% in the same period in 2023.
The central bank said that the overall risk to financial stability in Slovenia has continued to improve since the spring, with banks maintaining strong resilience to systemic risks.
5.11.3 Industry
The most important industrial sectors in Slovenia include production of automotive parts, pharmaceuticals and electrical appliances.
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