Page 16 - 2020 Barrister Employee Benefits Book
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                                                                                            Cigna Dental PPO SA







                      Welcome to Your Dental Plan






            By signing up for dental, you are taking the first          Plan Benefits             Select Plan
            step to keeping your teeth healthy. Your plan
            covers preventive services like regular cleanings,         Deductible
            exams, and more.                                           Family deductible is three   $100
                                                                       times the individual.

            You can schedule an appointment with any of the            Preventive
                                                                                              In-Network: 100%
            dental professionals within the Cigna Dental PPO           Services 1           Out-of-Network: 70% 4
            SA network. You’ll have access to thousands of             (No deductible)
            providers within the network.                                                     In-Network: 80%
                                                                       Basic Services 2     Out-of-Network: 60% 4
            There are no waiting periods for your dental
            coverage! The day your medical coverage starts,                                   In-Network: 50%
            you can start using your dental benefits, too.              Major Services 3
                                                                                            Out-of-Network: 40% 4

                                                                       Annual                      $1,500
                                                                       Maximum





            Keep smiling with confidence. We encourage you to take advantage
            of all the benefits provided by your dental plan.






            Orthodontics are not covered by your plan.
            1 Routine exams, cleanings (6 months), fluoride treatments, sealants, and bitewing x-rays.
            2 Minor restorative services, fillings, and extractions.
            3 Dentures, crowns, inlays, endodontic procedures, periodontics procedures, major restorative procedures, and oral surgery.
            4 Maximum Allowable Charge set at the 90th percentile, no network.
            The National General Benefits Solutions (NGBS) Self-Funded Program provides tools for employers owning small- to mid-sized businesses to
            establish a self-funded health benefit plan for their employees. The benefit plan is established by the employer and is not an insurance product.
            Stop-loss insurance for the NGBS Self-Funded Program is underwritten and issued by National Health Insurance Company, Integon National
            Insurance Company, and Integon Indemnity Corporation. NGBS-DENTAL-CIGNA-SA-SELECT-WELCOMELETTER (03/2020) © 2020
            National Health Insurance Company. All rights reserved.
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