Page 28 - 2020 Barrister Employee Benefits Book
P. 28

Group Critical Illness Insurance


                                          Plan 2



                                           When life takes an unexpected turn, your focus should be on recovery — not
                                           finances. Colonial Life’s group critical illness insurance helps relieve financial
                                           worries by providing a lump-sum benefit payable directly to you to use as
                                           needed.


                                           Coverage amount:
      Preparing for a lifelong
      journey

      Rebecca was born with Down syndrome.   &ritical illness and cancer benefits
      Her parents’ critical illness coverage
                                                                                                PERCENTAGE OF APPLICABLE
      provided a benefit that can help cover   COVERED CRITICAL ILLNESS CONDITION1
                                                                                                   COVERAGE AMOUNT
      expenses related to Rebecca’s care and
                                            Benign brain tumor                                          100%
      her changing needs.
                                            Coma                                                        100%
      HOW THEIR COVERAGE HELPED
                                            End stage renal (kidney) failure                            100%
      The lump-sum amount from the
      family coverage benefit helped pay for:  Heart attack (myocardial infarction)                     100%
                                            Loss of hearing                                             100%
                                            Loss of sight                                               100%
                 A hospital stay
                 and treatment              Loss of speech                                              100%
                 for corrective
                 heart surgery              Major organ failure requiring transplant                    100%
                                            Occupational infectious HIV or occupational infectious
                 Physical therapy           hepatitis B, C, or D                                        100%
                 to build muscle
                 strength                   Permanent paralysis due to a covered accident               100%
                                            Stroke                                                      100%
                                            Sudden cardiac arrest                                       100%
                 Special needs
                 daycare                    Coronary artery disease                                      25%
                                                                                                PERCENTAGE OF APPLICABLE
                                            COVERED CANCER CONDITION1
                                                                                                   COVERAGE AMOUNT
      For illustrative purposes only.
                                            Invasive cancer (including all breast cancer)               100%
                                            Non-invasive cancer                                          25%
                                            Skin cancer initial diagnosis ............................................................ $400 per lifetime



                                                                                       GCI6000  – PLAN 2  – CRITICAL ILLNESS AND CANCER
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