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Subguard Policy
TABLE OF CONTENTS
Page
I. INSURING AGREEMENTS………………………….. ........................................................................................... 2
II. DEFINITIONS ...................................................................................................................................................... 2
III. EXCLUSIONS ...................................................................................................................................................... 4
IV. CONDITIONS ...................................................................................................................................................... 6
A. Action Against Us………………….. .............................................................................................................. 6
B. Assignment……………… .............................................................................................................................. 6
C. Change in the Composition of the Insured .................................................................................................... 6
D. Changes………………………….. .................................................................................................................. 6
E. Choice of Law…………………………………………………. .......................................................................... 6
F. Declarations……………………………………. ............................................................................................... 6
G. Dispute Resolution…………………………………… ..................................................................................... 6
H. False or Fraudulent Statements, Report or Claims Concealment ................................................................ 7
I. Inspection and Audit……………………………. ............................................................................................. 7
J. Limits of Insurance………………………. ...................................................................................................... 7
K. Notice of Claims, Proof of Loss, Cooperation and Indemnification............................................................... 8
L. Other Insurance ............................................................................................................................................ 8
M. Premium Audit………………………….. ........................................................................................................ 9
N. Reporting Provisions………………………….. ............................................................................................... 9
O. Retention Amount and Co-Payment Amount………………………….. ....................................................... 10
P. Right of Recovery………………………….. ................................................................................................. 10
Q. Sole Agent………………………….. ............................................................................................................ 10
R. Termination………………………….. ........................................................................................................... 11
S. Territory………………………….. ................................................................................................................. 11
T. Warranty and Covenants………………………….. ...................................................................................... 11
U-SGD-100-B CW (04/16)
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